Financing & Ownership

Three ways to put solar on your roof. Pick the one that fits your balance sheet.

UK commercial solar isn't one-size-fits-all. The right route depends on your tax position, your appetite for capex, and whether you want to own the asset outright.

Best returns

Outright Purchase

Buy the system on the balance sheet and own the asset from day one.

Pros
  • Full Expensing: 25% first-year Corporation Tax relief on capex
  • Highest 10-year net saving of any route
  • You keep every kWh of generation and every export payment
  • System is an appreciating hedge against grid price rises
Trade-offs
  • Requires upfront capital or debt facility
  • You carry the O&M relationship
Best for: Profitable UK companies with capex headroom and a corporation tax bill to offset.
Balance-sheet friendly

Operating Lease

A finance provider owns the system; you pay a fixed monthly rental over 5-10 years.

Pros
  • Zero upfront capex
  • Rental is a P&L cost, often offset entirely by day-one energy savings
  • Fixed, predictable payments
  • Option to purchase at end of term
Trade-offs
  • Total cost higher than outright purchase
  • Cannot claim Full Expensing (lessor does)
Best for: Businesses that want the savings now without deploying cash, and value predictability.
Zero capex

Power Purchase Agreement (PPA)

A third party funds, owns and operates the system. You buy the power it generates at a discounted fixed unit rate.

Pros
  • No capex, no debt, no O&M responsibility
  • Immediate day-one saving vs. grid tariff
  • Fixed unit rate for 15-25 years hedges against future price rises
  • Option to buy the system out at agreed points
Trade-offs
  • Lowest cumulative saving of the three routes
  • Long-term contract with a third party on your roof
Best for: Organisations that cannot deploy capex (public sector, charities, tight-margin operators).
Not sure which route fits?
Get the numbers first. We'll walk through the options on the discovery call.
Value My Roof